UHAS, Inc brings together an extraordinary team of professionals with decades of experience in all facets of actuarial services.

Karl G. Volkmar, FSA, MAAA, FCA — Principal and Consulting Actuary

Karl brings more than 20 years of actuarial experience with such well known firms as: Bankers Life & Casualty Company — Chicago, IL,Milliman & Robertson, Inc. — Chicago, IL, and Nationwide Life Insurance Company — Columbus, OH to UHAS.  With substantial credentials, published articles and strong industry service,  Karl is a recongized thought leader in this industry. More about Karl

Ben Brandon FSA, MAAA – Consulting Actuary

Ben is a Consulting Actuary with United Health Actuarial Services. He is responsible for managing the Retiree Health & Welfare practice as well as other employee benefits issues.
Ben has over 17 years experience in the health insurance and employee benefits industry, having held positions in both the consulting and insurance realms. Immediately prior to joining the firm, Ben was a Principal at Mercer, where he worked on numerous FAS 106 valuations and retiree health plan redesigns. He also acted as an advisor on employer stop-loss issues. More about Ben

Mark E. Shaw FSA, CERA, MAAA, FLMI — Consulting Actuary

Mark is a Consulting Actuary with United Health Actuarial Services. He is a leader in the firm’s medical and supplemental insurance practice and also provides expert witness and risk management services.
Mark is in his 30th year of working in the life and health insurance industry and has held top actuarial and risk management positions at three Fortune 500 insurers. Immediately prior to joining UHAS, Mark was Senior Vice President of Strategic Development at Assurant, where he was a strategic advisor to the supplemental health business, evaluated and developed business plans for international opportunities for Assurant’s health products and explored M&A opportunities.  Prior to that, he was SVP and Chief Actuary of Assurant’s group medical business. More about Mark

Constance D. Rogers, ASA, MAAA — Consulting Actuary

Constance is a Consulting Actuary with United Health Actuarial Services.  She has over 20 years’ experience with a wide-range of health insurance products:  individual and group medical and supplemental products, Medicare supplement, long-term care products, and health and welfare consulting for self-insured plans.  Services provided include those relating to product/plan pricing/re-pricing, experience studies, financial analysis, litigation support, and valuation support.   More about Constance

Clark A. Heitkamp FSA, MAAA, LTCP — Consulting Actuary

Clark is a Consulting Actuary with United Health Actuarial Services. He specializes in the firm’s long-term care insurance practices in addition to other supplemental insurance products.
Clark has over 16 years experience in the life and health insurance industry and has held positions in insurance companies prior to joining UHAS.  Immediately prior to joining UHAS, Clark was a Director of Long-term Care Insurance at Mutual of Omaha where he developed business plans, managed profitability, developed several new products, and executed corrective actions.  More about Clark